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WHAT ARE THE DIFFERENCES BETWEEN A USD BANK CARD AND A FCFA CARD?

Banking world • 5 February 2024

You may have noticed that your FCFA bank cards have been unusable for some time now. Le secteur bancaire étant parfois insaisissable, nous vous rassurons que cette situation n’est que provisoire.

Chez PaySika, nous avons avant tout, le souci de satisfaire nos utilisateurs qui nous ont fait confiance et ont décidé de se lancer dans la passionnante aventure. That’s why we’ve introduced USD bankcards, so you can continue to pay online in total security. Many have tested and approved it, …why not you?

Get your PaySika bank card here

Carte FCFA Vs Carte USD

So what are the differences between the USD virtual bank card and the FCFA bank card? Here are just a few:

  • Your new bank card provided by a partner has a currency in dollars (USD), while PaySika’s own bank card is in FCFA.
  • The minimum top-up amount is $1 (but for the purchase of the card and the first top-up is $2) for the USD bank card.The minimum top-up amount is $1 (but for the purchase of the card and the first top-up is $2) for the USD bank card.
  • For the USD bank card, the minimum withdrawal amount is $1, but be sure to leave at least $1 in your card for a successful withdrawal or payment. the FCFA bank card from PaySika is associated with the PaySika account, so we can say that withdrawing money from the FCFA card is linked to withdrawing money from a PaySika account.
  • the top-up fee for the temporary USD card varies according to the amount. the FCFA bank card from PaySika is associated with the PaySika account. The top-up complies with the requirements for a PaySika account top-up.

However, some of the functions of your FCFA bank cards can be found on your USD bank cards:           

  • In both cases, you can block and unblock your card yourself.  
  • They are each valid for 3 years.
  • Dans les deux cas, vos données sont cryptées et ne peuvent être piratées. Mais vous pouvez bien sûr voir les informations de votre carte sans problème.

In both cases, your data is encrypted and cannot be hacked. But, of course, you can view your card details without any problem.

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